The financial operating system, programmable
Coming soonWe're building APIs that expose what ZONIQX does — accounts, cards, payments, and the events behind them — so your product or platform can move money with the same controls our dashboard has. Not yet available; join the waitlist to shape it.
Build on the primitives, inherit the controls
Every planned API carries the platform's guarantees by default: role-based access, approval workflows, and tamper-evident audit trails. You build the product; the controls come with it.
Planned: programmatic access to account balances, transactions, and statements — the data layer for anything you build on top.
Planned: issue cards, set limits, and freeze programmatically — spend controls as code instead of dashboard clicks.
Planned: initiate and track payments with the same approval thresholds your finance team already configured.
Planned: signed, real-time events for transactions, approvals, and card activity — so your systems react when money moves, not when a cron job notices.
Planned: for vertical platforms serving US businesses — offer accounts, cards, and payments inside your product, powered by ZONIQX infrastructure.
Planned: documentation, sandbox environments, and predictable versioning — designed alongside waitlist developers, not shipped at them.
Designed to read the way you'd hope
The API surface is still being designed, so there are no docs or live endpoints yet. The sketch here is illustrative only — it shows the level of abstraction we're aiming for, not a real request you can make.
- Resource-oriented design over clever abstractions
- Idempotent money movement by default
- Approvals and audit trails visible in API responses
- Sandbox first: build everything before real money moves
# Illustrative preview — the API is in design and # not yet available. Names and shapes will change. create card for employee "J. Okafor" limit $2,000 / month category software only on transaction.created attach receipt request notify #finance
Help us build it in the right order
Waitlist developers get early documentation drafts, sandbox access as it opens, and a direct line to the team deciding what ships first.
Some capabilities are in development or subject to eligibility and approval. Features described as planned or coming soon are not yet generally available.