Give your team cards without giving up control
Issue virtual cards in seconds and physical cards for the people who need them — each with its own limit, its own controls, and a freeze switch that works instantly. Available to eligible US businesses as access rolls out.
A card for every job, not one card for everything
The shared company card is how spend gets murky. ZONIQX lets you issue a dedicated card per vendor, per employee, or per project — so every charge already tells you who, what, and why.
- Virtual cards for software, ads, and one-off vendor charges
- Physical cards for employees who buy in the real world
- Single-purpose cards that cap exposure to one subscription
- Every card tied to a person, a team, and a purpose
Limits and rules that enforce themselves
Policies in a PDF get ignored. Policies on the card itself can't be. Set the rules once and let the card do the enforcement.
Per-transaction, daily, and monthly limits on every card. Raise a limit for a conference week, drop it back after — no new plastic required.
Lost card, departing employee, suspicious charge — freeze from the dashboard and the card stops working immediately. Unfreeze just as fast when it's resolved.
Restrict a card to the categories it exists for. The travel card books travel; it doesn't buy electronics at midnight.
Spend that explains itself before you ask
Because cards live on the same platform as your account and expenses, every swipe lands categorized, attributed, and visible in real time — not discovered on a statement three weeks later.
See spend by employee, team, or card the moment it happens.
Cardholders attach receipts when they pay, not at month-end.
Disclosure (pending compliance approval): Financial services are provided through regulated financial infrastructure partners. Final program terms, bank-partner details, and any applicable deposit-insurance disclosures will be published prior to launch.