Money in and money out, finally on the same rails
Rolling outCollect from customers with payment links and invoices. Pay vendors with approvals built in. Settle everything into the account you already run your business from. Payments capabilities are rolling out to eligible US businesses.
Get paid without building a billing stack
Send a payment link or an invoice, and see the moment it's paid — with settlement landing in your ZONIQX account, not a third-party balance you sweep once a week.
- Payment links you can create and share in under a minute
- Invoices with due dates and payment status you can actually see
- Settlement into your ZONIQX business account
- Every receipt matched to the customer and invoice that produced it
Outbound payments with a second set of eyes
Paying vendors is the riskiest thing a finance dashboard does. ZONIQX treats it that way: approvals by threshold, roles that separate who requests from who releases, and a record of everything.
Pay suppliers and service providers from the same balance your collections settle into — no shuttling money between systems first.
Set thresholds where a payment needs sign-off. The requester and the approver are different people by design, not by policy memo.
Who created it, who approved it, when it settled — captured in a tamper-evident audit trail your accountant and your future self will thank you for.
Both directions, one picture of cash
When collections and payouts run through separate tools, your cash position is a reconciliation project. When they run through one platform, it's just a number on your dashboard — current, complete, and connected to your cards and expenses.
Disclosure (pending compliance approval): Financial services are provided through regulated financial infrastructure partners. Final program terms, bank-partner details, and any applicable deposit-insurance disclosures will be published prior to launch.