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Staging preview — internal review environment, not the live ZONIQX site
Business Accounts

A business account built for operators, not statements

US account details to receive funds, ACH and wire payments out with team approvals, and a live picture of cash — connected to your cards, expenses, and payments in one platform. Available to eligible US businesses as access rolls out.

Receive & hold

US account details for your business

Get routing and account numbers your customers and platforms can pay into, with incoming funds visible the moment they land — not on next month's statement.

  • Routing and account details for receiving ACH and wires
  • Real-time incoming-funds visibility
  • Cash organized by purpose — operating, payroll, reserves
  • Statements and exports your accountant will actually like
app.zoniqxglobal.com/accountsDemo preview
Total cash
$482,150
▲ 6.4% MoM
Money in (30d)
$212,480
▲ 11%
Move money

Send ACH and wires with the controls a business needs

Money out is where control matters most. Every payment can require approval, every action is recorded, and your team only sees what their role allows.

ACH & wire payments

Pay vendors, suppliers, and payroll providers by ACH or wire from the same dashboard that shows your cash position.

Maker–checker approvals

The person who creates a payment doesn't have to be the person who approves it. Set thresholds that require a second set of eyes.

Full audit trail

Every transfer, approval, and change is recorded in a tamper-evident audit trail — accountability built into the platform.

Connected

Your account is the hub, not an island

Cards spend from it. Payments settle into it. Expenses reconcile against it. Because it's one platform, your cash position is always the whole picture.

Cards

Employee and virtual cards draw on your account balance with limits you control.

Payments

Customer payments settle into your account with full visibility.

Expenses

Every outflow lands categorized, with receipts attached.

Disclosure (pending compliance approval): Financial services are provided through regulated financial infrastructure partners. Final program terms, bank-partner details, and any applicable deposit-insurance disclosures will be published prior to launch.

Ready to bring your business finances together?

Join early access and be first in line as ZONIQX rolls out to eligible US businesses.